The Punjab government has officially launched the Himmat Card Program 2026, a revolutionary financial lifeline that provides a quarterly stipend of Rs. 10,500 directly to certified persons with disabilities (PWDs). If you or a loved one is struggling with daily expenses due to a physical or mental disability, this initiative by Maryam Nawaz Sharif is designed to support financial independence and dignity. Through a digital registration portal, the government has aimed to eliminate middlemen and ensure funds reach beneficiaries transparently through the banking system. This program is important support for vulnerable citizens across Punjab who require consistent financial assistance to manage daily living expenses.
Quick Overview
| Feature Category | Official Program Details |
| Scheme Name | Himmat Card Program |
| Quarterly Stipend | Rs. 10,500 (Every 3 Months) |
| Eligibility Score | PMT Score 45 or Below |
| Helpline Number | 1312 |
| Official Portal | dpmis.punjab.gov.pk |
What is the Eligibility Criteria for Himmat Card 2026?
To make sure financial assistance reaches genuine applicants, the Punjab Social Welfare Department has defined clear eligibility criteria. The program mainly supports individuals with disabilities who are unable to work and are not already receiving major financial aid from other government welfare programs. The scheme also encourages inclusion by reserving a portion of support for women with disabilities. Applicants must meet the following requirements.
- Disability Status: Must be a certified Person with Disability (PWD) with a valid certificate issued by Social Welfare Punjab.
- Economic Status: Applicant’s PMT (Poverty) score must be 45 or below according to the latest Punjab Socio‑Economic Registry survey.
- Employment Status: Applicant must not be employed in government or private sector jobs.
- No Dual Benefits: Applicants should not currently receive assistance from Benazir Income Support Programme, Zakat programs, or other major government welfare schemes.
- Residency: Applicant must be a permanent resident of Punjab with a valid CNIC.
How to Apply Online for Himmat Card (Step-by-Step)?
The registration process has been digitized to allow applicants or their family members to apply online through the official portal. This process helps verify personal information and disability records through government databases including NADRA.
| Step Number | Action Required |
| Step 1 | Visit Official Portal (dpmis.punjab.gov.pk) |
| Step 2 | Create Account using CNIC and mobile number |
| Step 3 | Fill the PWD registration form carefully |
| Step 4 | Upload scanned disability certificate |
| Step 5 | Attend medical assessment if requested |
Main Benefits of the Himmat Card
The Himmat Card program offers financial assistance along with banking access so beneficiaries can receive and manage funds securely. Payments are delivered through Bank of Punjab, allowing withdrawals through ATMs across the province. Key benefits include the following.
- Quarterly Stipend: Rs. 10,500 deposited every three months.
- ATM Withdrawal: Funds can be withdrawn through Bank of Punjab ATMs.
- Free Registration: Application and card issuance are free.
- Medical Verification: Standardized medical evaluation helps confirm genuine disability cases.
- Continued Support: Assistance continues as long as eligibility requirements remain valid.
How to Check Himmat Card Application Status via 1312?
After submitting the online application through dpmis.punjab.gov.pk, your information enters a verification stage where the disability certificate and poverty score are reviewed. Applicants should ensure that the mobile number provided during registration is active because official notifications and confirmation messages will be sent through SMS. If you face issues with the registration process or need guidance, you can call the official helpline 1312. Support representatives can help with application corrections, verification status, or medical board appointments. Once approved, applicants will receive instructions about collecting their card from a designated Bank of Punjab branch or Social Welfare office.
Frequently Asked Questions (FAQs)
Can I apply for Himmat Card if I already receive BISP payments?
No. The Himmat Card program is designed for individuals who are not currently receiving assistance from BISP, Zakat, or similar government welfare schemes.
How much financial support will I receive?
Beneficiaries receive Rs. 10,500 every three months, which averages about Rs. 3,500 per month.
What if I do not have a disability certificate?
Applicants must first obtain a certified disability certificate from the Social Welfare office before applying online.
Is there any fee for registration?
No. The application and card issuance process is completely free.
Final Thoughts
The Himmat Card 2026 program is designed to provide financial support to persons with disabilities across Punjab. By registering through the official portal dpmis.punjab.gov.pk, eligible applicants can receive regular financial assistance to help manage personal and medical expenses. The program represents an effort by the provincial government to strengthen social protection systems and support vulnerable citizens in maintaining financial stability and independence.